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summary:after{content:"+";color:var(--blue);font-size:1.4rem;flex:none;transition:transform .2s}.faq-item[open] summary:after{transform:rotate(45deg)}.faq-item p{color:var(--ink-soft);padding:0 0 16px;margin:0;max-width:44.16em}.info-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:28px;gap:28px}.info-block h3{font-family:var(--font-body);font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--blue-deep);margin-bottom:6px}.info-block p{color:var(--ink-soft);margin:0}.crisis{background:var(--blue-mist);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin-top:8px}.crisis strong{color:var(--ink)}.chip-grid{display:flex;flex-wrap:wrap;gap:10px}.chip{display:inline-flex;align-items:center;min-height:44px;background:var(--bg-card);border:1px solid var(--line);border-radius:999px;padding:10px 16px;font-size:.92rem;color:var(--ink-soft)}.chip:hover{border-color:var(--blue);color:var(--blue-deep);text-decoration:none}.cta-band{background:linear-gradient(135deg,var(--blue-deeper),var(--blue-deep));text-align:center;border-radius:20px;padding:56px 32px;margin:0 auto}.cta-band,.cta-band h2{color:#fff}.cta-band p{color:#fff;max-width:30.28em;margin:0 auto 24px}.cta-band .btn--primary{background:#fff;color:var(--blue-deep)}.cta-band .btn--primary:hover{background:var(--blue-ghost)}.site-footer h2{color:#fff;font-family:var(--font-body);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}.site-footer a{color:var(--on-ink-soft);font-size:.95rem;display:block;margin-bottom:8px}.site-footer a:hover{color:#fff}.footer-brand span{color:var(--blue)}.prose{max-width:41.64em;overflow-wrap:break-word}.prose h2{margin-top:1.35em}.prose ul{padding-left:0}.crumb{font-size:.88rem;margin-bottom:18px}.crumb,.crumb a{color:var(--ink-faint)}.crumb a:hover{color:var(--blue-deep)}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}.skip-link{position:absolute;left:-9999px;top:0;background:var(--blue-deep);color:#fff;padding:10px 16px;z-index:100;border-radius:0 0 8px 0}.skip-link:focus{left:0}@media (max-width:740px){.figure-hint{display:block}.glossary{grid-template-columns:1fr;gap:16px}}@media (max-width:860px){.split{gap:28px}.hero-split,.split{grid-template-columns:1fr}.hero-split{gap:34px}.portrait{max-width:340px;justify-self:center}.footer-grid,.grid-3{grid-template-columns:1fr 1fr}}@media (max-width:680px){body{font-size:16px}.section{padding:34px 0}.footer-grid,.grid-2,.grid-3,.info-grid{grid-template-columns:1fr}}.sticky-book{display:none}.sticky-book-inner{display:flex;align-items:center;gap:16px;max-width:var(--maxw);margin:0 auto;padding:10px 18px}.sticky-book-text{margin:0;font-size:.86rem;line-height:1.35;color:var(--ink-soft);flex:1 1}.sticky-book-text span{color:var(--ink-faint)}.sticky-book-btn{flex:none;padding:12px 24px;font-size:.96rem;min-height:44px}@media (max-width:680px){.sticky-book{display:block;position:fixed;left:0;right:0;bottom:0;z-index:60;background:hsla(40,47%,96%,.97);-webkit-backdrop-filter:saturate(180%) blur(10px);backdrop-filter:saturate(180%) blur(10px);border-top:1px solid var(--line);box-shadow:0 -4px 18px rgba(61,108,146,.09);padding-bottom:env(safe-area-inset-bottom)}.site-footer{padding-bottom:96px}}@media (max-width:420px){.container{padding:0 18px}.hero{padding:40px 0 36px}h1{font-size:1.75rem}.lede{font-size:1.06rem}.btn{padding:12px 20px;font-size:.96rem}.btn-row{gap:10px}.btn-row .btn{flex:1 1 100%;text-align:center}.prose .figure{width:calc(100vw - 36px)}.fee-table td,.fee-table th{padding:11px 13px}.glossary-item{padding:16px 18px}.byline{padding:15px 17px}}@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}